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Smishing - Protect yourself

Smishing - Protect yourself

Posted On: September 12, 2023 by Austin Bank in: General, Tech Tip

The security of our customers is a priority for Austin Bank.

We believe the more you know, the better prepared you will be to recognize and prevent fraudulent activity.  A current fraud trend we want you to be aware of uses text messages tailored to resemble legitimate messages from banks.

This smishing (SMS phishing) is a fraud attack that utilizes a compelling text message to trick recipients into clicking a link and sending the attacker private information (passwords,...

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A Message from Our Leadership

Posted On: March 17, 2023 by Austin Bank in: General

Austin Bank, founded in 1900, is deeply ingrained and involved in the Texas banking industry.  Our bank has been resilient through many past banking crises, which means our more than 500 bankers are an experienced team.  Austin Bank is proud and humbled to be a community bank in East and Southeast Texas.  We take pride in our high standards and long history of being a safe and sound financial institution, working hard each day to make certain you, our customers, are provided...

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Spot the Red Flags of Phishing

Posted On: November 30, 2022 by Austin Bank in: General, Tech Tip

Phishing:  Don't take the bait.

Phishing is when you get emails, texts or calls that seem to be from companies or people you know.  But, they are actually from scammers.  They want you to click on a link or give personal information (like a password) so that they can steal your money or identity, and possibly get access to your computer.

Know the red flags.

No matter which technique a scammer uses - fake email, text message, voice call, letter, or even someone...

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Financial Planning – A Beginner’s Guide

Posted On: November 1, 2022 by Austin Bank in: General

A financial plan is a comprehensive picture of your current finances, future goals and the strategies you have set to achieve those goals.  You can think of it as a roadmap.  And, you can do it on your own, or work alongside a professional to help guide you.

Simple steps to help you create a financial plan: Set financial goals – Take a moment and think about what you want your future life to look like.  In 5 years, what do you want it to be?  How about in...
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Senior female and her daughter going over financial paperwork

Protect the Elderly from Financial Exploitation

Posted On: October 7, 2022 by Austin Bank in: General

(reposted from American Bankers Association - Protect the Elderly from Financial Exploitation | American Bankers Association (aba.com)

You, or someone you know, could become the victim of a growing crime in America — financial abuse of older Americans.  Seniors are increasingly becoming targets for financial abuse.  As people over 50 years old control over 70 percent of the nation's wealth, fraudsters are using new tactics to take advantage of retiring...

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Piggy bank with graduation cap

Saving for College

Posted On: September 2, 2022 by Austin Bank in: General

As students across our community have started back to school, thoughts may be turning to a little further down the road.  What happens when that student is ready to go to college?  Will they have the funds to pursue the education they desire?

Saving for college or higher education is important.  It can also be something that seems intimidating or prohibitive.  However, there are some key strategies you can implement now to help you along this journey.

When...

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currency wrapped in measuring tape with hand weights

Are you Financially Fit?

Posted On: July 22, 2022 by Austin Bank in: General

How are you doing on those financial New Year’s resolutions?  Are you making progress?  Have they fallen by the wayside?  Has life just gotten in the way?

While most people may really focus on making changes to your personal finance habits at the start of a new year, it is never a bad time to take a moment and assess where you are, regain control (if needed) or start a new budget or savings plan.  The tips below can help you get and stay financially fit.

Get...
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Retirement: It is Never Too Early to Start Saving

Posted On: April 30, 2022 by Austin Bank in: General

Have you worked long enough that you see retirement on the horizon? Are you going to have enough money? Whether your nest egg is big or small, there are things you can do to reduce your expenses to help stretch your retirement savings.

Here are some things to consider when planning for retirement:

Know your retirement needs

One of the first things you should be doing is looking at your funds – things like money you have in a retirement account, funds in the bank, possibly...

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Can you spot a Phishing Scam?

Posted On: September 30, 2021 by Austin Bank in: General, Tech Tip

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $8.8 billion to these phishing schemes and other fraud in 2022.

It’s time to put scammers in their place. Online scams aren’t so scary when you know what...

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Chase Luce

Austin Bank welcomes Chase Luce

Posted On: August 20, 2021 by Austin Bank in: Employee, General

Austin Bank Welcomes New Vice President and Relationship Manager, Chase Luce

Chase Luce has joined Austin Bank as Vice President and Relationship Manager in the Austin Bank Lufkin office.

“We are proud to have Chase associated with Austin Bank.  He is a skilled banker with a strong commitment to the East Texas area,” commented Austin Bank Vice Chairman Jeff Austin III.  “His experience and leadership will help to serve our Lufkin customers...

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