Skip to Content

Business Savings Accounts

Save Your Way For Your Business

Are you saving enough for your business? If you are unsure, maybe it is because you do not have an account that gives you the right features to encourage you to save. Austin Bank offers two savings options to allow you to choose which account works best for how you want to save for your business. If you would like to learn more about which account would be the best for your business, please complete our account inquiry form.

Complete Inquiry Form

Compare Our Business Savings Options

Each business savings account offers the following features: 

  • Unlimited ATM withdrawals when linked to a debit card for your Austin Bank checking account
  • Transfer funds between Austin Bank accounts online via Online Banking, Mobile banking or 24-hour Bank-by-Phone
  • Free Bank-by-Phone at 888-758-BANK
  • Money Market accounts are eligible for a Free Austin ATM and Debit Card
Business SavingsBusiness Money Market Account
What kind of account would you like?For a business just getting started or with less to investCompetitive rates, easy access and an account that helps your company plan for the future
Minimum opening balance$100$2,500
Monthly fee$5$10
Minimum monthly balance requirementsWith a minimum daily balance of $100 we will waive the $5 monthly service chargeWith a minimum daily balance of $2,500 we will waive the $10 monthly maintenance fee
Interest PaidInterest is paid on all balancesTiers:
< $2,499 no interest paid
$2,500 and above accrues on daily balances and pays monthly

Interest rate determined by account balance
ATM/Debit Card Access
Online and Mobile Banking Available
Withdrawal LimitationsAdditional quarterly withdrawals above 6 are $3 eachUp to 6 checks (including transfers) FREE in each statement cycle

Excess check fee of $15 for each withdrawal after the sixth check per statement cycle
  •  Limits may apply to online banking transfers between accounts, Bank-by-Phone, or Overdraft Sweeps on savings and money market accounts.
  • Charges from Fee Schedule for Commercial Accounts apply to all business checking accounts.