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Terms of Use

Any individual, organization or public entity that uses the Austin Bank (this “website”) does so subject to the following terms and conditions.

Use of website. This website provides information about financial products and services available from or through Austin Bank or its subsidiaries and affiliates ("our", “we” or “us”). Before using this website, please read these Terms and Conditions carefully. Accessing this website or viewing any of its content shall constitute your agreement with these terms of use.

We may make changes to the products or services shown on this site at any time. Not all products and services we offer may be available in each of the locations where we do business, and products may not be available in every location on the same terms. Our products and services are offered only in jurisdictions where they may be lawfully offered.

No Personal Advice. This website contains general information about financial or tax topics, and in some places, we provide tools or calculators to help you see how different products may affect your finances. These tools, calculators and information are intended merely as a convenience and we are not responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculations, information or materials. Since we cannot know all of your personal circumstances in an online session, nothing on this website is intended to provide personal financial, tax or legal advice. You must consult with your own financial, tax, insurance and legal advisers. We do not create a fiduciary relationship with you through your use of this site.

Links to Third Party Sites or Products. This website may provide links to websites controlled by third parties who are not Austin Bank affiliates or subsidiaries. If we create such a link, we will let you know when you are leaving our website. We disclaim liability for any information, materials, products or services offered at any of the third party sites linked to this website. The availability of a link to another party’s website is provided as a convenience, but it does not constitute an endorsement or sponsorship of any third party or their products, and does not create an affiliation or partnership between Austin Bank and any third party. You should also be aware that third parties have different privacy policies than Austin Bank , and those third parties may treat your personal information differently than we do, and may have different information security practices. 

Linking to other third-party sites is at your own risk. The content on linked sites may change without notice.

WE MAKE NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD-PARTY SITES.

Our Services are Not Intended for Minors. This website is not directed to children and is intended to be accessed only by adults.

No warranty. We try to ensure that the information on this site is accurate and up-to-date. However, we do not warrant information appearing on this site or services provided through this site for completeness, timeliness or accuracy. All content is provided “as is,” without warranty of any kind, either express or implied. We disclaim any implied warranty, including but not limited to any warranty of merchant ability, fitness for a particular purpose, or non-infringement, and we expressly disclaim any and all liability for errors or omissions in the information and materials provided on this website.

Limitation of liability. Austin Bank will not be liable for any damages if this website is unavailable for any reason, or if your computer or any program you use is infected by a virus or other malicious program. In no event will Austin Bank be liable for any special, indirect, incidental or consequential damages, or any damages for loss of use, lost data or lost profits arising out of or relating to the use of this website or the copying, display or use of information accessed through this site, whether or not Austin Bank was advised of or aware of the possibility of such damages. This disclaimer of liability is effective without regard to the form of any action, including but not limited to contract, negligence, tort, strict liability or any other theory.

Furthermore, Austin Bank will not be liable for any difficulty in use, or for the incompatibility between this web site and your web browser or any other site accessing program. Nor will Austin Bank be liable for any other problems you experience due to causes beyond our control.

No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and Austin Bank.

Unauthorized Use. Unauthorized use of our website and computer systems, including but not limited to unauthorized entry into our computer systems, misuse of passwords, or misuse of any information posted to this site, is strictly prohibited. Any attempted unlawful use may subject you to liability for damages or criminal prosecution.

Privacy Policy, Information Security and Online Fraud. Please review our Privacy Policy and Website Privacy Policy for information about the types of information we gather when people use our website, and suggestions for protecting the security of your personal information online. Please contact us immediately if you believe that you have been a victim of fraud or identity theft involving an account with us.

If you need to communicate personal or confidential information, please do not use the “Contact Us” feature on this website or email, as those are not secure messaging services. Instead contact us by telephone.

Other Service Agreements. If you are a Austin Bank customer and access your account information or conduct transactions through this site, the separate agreement and terms and conditions of the particular service supplement these website terms and conditions. If these website Terms and Conditions conflict with the agreement or disclosures governing the particular service you receive from us, the terms, conditions and disclosures governing that particular service will control.

Jurisdiction; Entire Agreement. These website terms and conditions will be governed by and interpreted under the laws of the State of Texas, USA, and other applicable federal laws. If any part of these terms and conditions is unenforceable, that part will be considered severable, and will not affect the validity of any remaining provisions. This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Updates. We reserve the right to revise these Terms and Conditions at any time by updating this agreement online. Revisions will be effective as of the time the revised agreement is posted online. We are not required to notify you of changes to these Terms and Conditions before they become effective.

You may not copy the material on this site, upload, post, publish, transmit or distribute it in any way (whether electronically or otherwise) or create other works based on it, including but not limited to use as meta tags on other pages or sites on the World Wide Web without Austin Bank ’s prior written consent. Copies made incidentally in the ordinary course of your use of this website (such as in cache memory) and a reasonable number of printed copies for your own personal or internal business use are permitted, provided you do not delete or change any copyright, trademark or other notices. Title to and all intellectual property rights in the material on this site remain in Austin Bank and its licensees.

The trademarks, logos and service marks displayed on the website are the property of Austin Bank or their respective owners. Unauthorized reproduction in whole or part is prohibited. Austin Bank owns copyright in the pages, screens, text, sound recordings, and images appearing at this site unless the information is displayed by way of a license from the material’s owner. You agree not to use the content for any purpose without the express written consent of Austin Bank or the third party that may own the content or marks.

Indemnification

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE TO RELEASE, INDEMNIFY, DEFEND AND HOLD HARMLESS AUSTIN BANK FROM AND AGAINST ALL DAMAGES, CLAIMS LIABILITIES AND EXPENSES (INCLUDING ATTORNEYS’ FEES) BROUGHT BY ANY PERSON ARISING FROM OR RELATIGN TO YOUR ACCESS AND USE OF THE SITE, INCLUDING WITHOUT LIMITATION ANY CLAIMS ALLEGING FACTS THAT IF TRUE WOULD CONSTITUTE A BREACH BY USER OF THESE TERMS AND CONDITIONS.