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CDs & IRAs

Save Smarter For Your Goals

Sometimes, you need more from your savings account. Maybe you want to earn a better interest rate than you will get with a traditional savings account. Perhaps you have decided now is the time to save more aggressively for your retirement. Austin Bank offers certificates of deposit (CDs) and retirement accounts that allow you to focus on your future. To learn more about how each of these accounts can help you save smarter, please contact your local Austin Bank office.

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Certificates of Deposit

CDs are a valuable financial tool that allow you to earn a better interest rate than you normally get with a savings account. Features of Austin Bank CDs include:

  • Flexible terms ranging from 31 days to 60 months
  • Guaranteed yields and flexibility
  • Funds are secured by the FDIC up to $250,000 per individual
  • Early withdrawal subject to penalty

To get a better idea of what your potential earnings would be with a CD at Austin Bank, we invite you to use our future value calculator.

Future Value Calculator


Retirement Accounts

Whether you are just starting your career or nearing the end of your working days, it is never a bad time to save more aggressively for your retirement. Austin Bank offers a variety of IRA options, including:

  • Traditional IRA
  • Roth IRA
  • Coverdell Educational Savings Account
  • Simplified Employee Plans (SEP IRA)
  • Savings Incentive Match Plan for Employees (SIMPLE IRA)

You can learn more about each of these accounts by contacting your local Austin Bank office and by consulting our IRA brochure.

Contact Our OfficesIRA Brochure