Personal Checking Accounts

Investment Checking

With Investment Checking, you get market-leading interest paid on your checking dollars.

Account features:

- $2,500 minimum required to open

- Interest accrues on daily balances, pays monthly. Interest rate determined by account balance. (see us for current rates)

- Check images included with monthly statement


Other features and balance requirements

- With a minimum daily balance of $2,500, we'll waive the $15 monthly service charge


Service Excellence Package features include:

- Free Online Banking and Bill Pay

- Free Online eStatements and Notices

- Free Combined Statements

- Free 24-hour Bank-by-Phone      (903-586-2265 or 1-888-758-2265)

- Automatic transfer from savings

- Discounted interest rate on consumer loans with automatic payment from an Austin Bank account (subject to credit approval)


Enjoy these other custom benefits

Earns Interest

Earn interest! Market-leading interest is paid on your checking dollars. (Interest rate is determined by account balance. See us for current rates.)

Free Basic ATM & Debit Card

Our debit card offers a lot of convenience in today's busy world. Austin Bank debit cards eliminate the hassles of check writing, and doubles as your ATM card.

Free Mobile Banking

Enjoy free mobile banking with Austin Mobile™. You can access account information and activity, transfer funds and more - all from your mobile device.