Personal Checking Accounts

Austin 50 Advantage

For those aged 50 or better, Austin 50 Advantage offers full banking services with added benefits.

Account features:

- $100 minimum required to open

- Check images included with monthly statement

- One free order of bank stock checks per year or $5 off regular price of other design


Other features and balance requirements

- With a minimum balance of $100 we'll waive the $5 monthly service charge


Service Excellence Package features include:

- Free Online Banking and Bill Pay

- Free Online eStatements and Notices

- Free Combined Statements

- Free basic Austin Bank ATM & Debit Card

- Free 24-hour Bank-by-Phone 903-586-2265 or 1-888-758-2265

- Austin Mobile™

- Automatic transfer from savings


Enjoy these other custom benefits

For Those Aged 50 or Better

Austin 50 Advantage is perfect for those aged 50 or better. Get all the banking services you need with added benefits.

Discounted Loan Rates

Enjoy discounted interest rates on consumer loans with automatic payment from an Austin Bank account

(subject to credit approval)

Free Bankstock Checks

As a custom benefit of Austin 50 Advantage, you receive one free order of bankstock checks per year or $5 off regular price of other design.