SCHEDULED SYSTEM MAINTENANCE

We will be performing scheduled maintenance on all Austin Bank systems Saturday, January 22 from 1:00 p.m. to 5:00 p.m. Online & mobile banking will be down. Debit card / ATM transactions over $500 may be affected during this time.

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Online Loan Application options

Financing For Your Personal Needs

Whether it is purchasing or refinancing a vehicle, boat, jet ski, ATV or RV; financing your family’s dream vacation or simply consolidating existing debt, it is important to work with a lender you can trust. Austin Bank is a community lender focused on serving the needs of you and your family.

We offer online loan applications for the loan types listed below.  Should you need a different loan type/terms or options for consumer or commercial needs, please visit your nearest Austin Bank office.

 

Your loan rate will be based on:

  • Account relationship with Austin Bank
  • Personal credit history
  • Payment method

For help with your online loan application, please send an email with your question to:

onlineloans@austinbank.com

Emails are monitored Monday through Friday from 8 a.m. to 5 p.m.

Online Automobile Loans

If you are looking to purchase or refinance an automobile, Austin Bank can help.

  • Available for loan amounts between $2,501 and $100,000 
  • Loan term lengths from 42 to 72 months
  • These will be installment loans of principle and interest
  • A .25% interest rate deduction is available if you choose to auto-debit your payment from an Austin Bank account

The terms of your loan will be based on the amount requested, the age and mileage of the vehicle.

Online Consumer Loans

Whether purchasing, refinancing or needing funds for other reasons, we can tailor to your borrowing needs for a variety of uses. Our online consumer loan application can be used for:

  • Boat loans   
    (length of loan - 36 to 72 months)
  • Recreational Vehicle Loans
    (length of loan - 36 to 60 months)
  • 4 Wheelers, ATVs or Mules
    (length of loan - 36 to 60 months)
  • Jet Skis
    (length of loan - 36 to 60 months)

  • Available for loan amounts between $2,501 and $75,000
  • These will be installment loans with monthly principle and interest payments
  • A .25% interest rate deduction is available if you choose to auto-debit your payment from an Austin Bank account

The terms of your loan will be based on the amount requested and the age of collateral.

Online Unsecured Loans

You can finance practically anything with an unsecured loan from Austin Bank. 
  • Loan amounts between $2,501 and $6,000 available without collateral
  • Loan term length of 36 months