Personal Checking Accounts

Austin Star Checking

Austin Star Checking is perfect for everyday banking, for students, or as a convenient second account.

Account features:

- $50 minimum required to open

- No minimum balance required or monthly service charge

- Free eStatements (paper statements without images are available for a $2 monthly fee)

- Charges from Fee Schedule for Miscellaneous Services still apply


Service Excellence Package features include:

- Free Online Banking and Bill Pay

- Free Online eStatements and Notices

- Free Combined Statements

- Free basic Austin Bank ATM & Debit Card

- Free 24-hour Bank-by-Phone        (903-586-2265 or 1-888-758-2265)

- Automatic transfer from savings



Enjoy these other custom benefits

No Minimum Balance

Austin Star Checking has no minimum balance requirements, making it a perfect account. Plus, there are no monthly charges. (Charges from Fee Schedule for Miscellaneous Services still apply)

Free Mobile Banking

Enjoy free mobile banking with Austin Mobile™. You can access account information and activity, transfer funds and more - all from your mobile device.

Austin Mobile™...that's smart banking.

Discounted Loan Rates

Enjoy discounted interest rates on consumer loans with automatic payment from an Austin Bank account

(subject to credit approval)