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Personal Checking

Investment Checking - earn interest with access to free Online & Mobile Banking

Market-leading interest paid on your checking dollars
Click here to get started with Investment Checking
Minimum to Open
$2,500 Minimum Required to Open

Interest (See us for current rates)
Accrues on daily balances, pays monthly. Interest rate determined by account balance.

Enjoy these custom benefits
  • * Service Excellence Package
  • Check images included with monthly statement
Account features and balance requirements
With a minimum daily balance of $2,500, we'll waive the $15 monthly service charge

*Service Excellence Package:
  • Free Online Banking at
  • Free Bill Pay
  • Free Online eStatements and Notices
  • Free Combined Statements
  • Free basic Austin Bank ATM & Debit Card
  • Free 24-hour Bank-by-Phone 903-586-2265 or 1-888-758-2265
  • Austin Mobile TM
  • Automatic transfer from savings
  • Discounted interest rate on consumer loans with automatic payment from an Austin Bank account (subject to credit approval)
Customer Care Center