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First Time Users
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View Your Business Accounts
Free Checking from Austin Bank is perfect for everyday banking.

Free Checking includes Online Banking, Mobile Banking & more

Perfect for everyday banking, for students, or as a convenient second account.
Click here to apply now for our Free Checking account
Minimum to Open $50.00 Minimum Required to Open

Interest (See us for current rates)

Enjoy these custom benefits
*Service Excellence Package

Account features and balance requirements
  • No minimum balance required
  • No monthly service charge
  • Charges from Fee Schedule for Miscellaneous Services still apply
*Service Excellence Package:
  • Free Online Banking at
  • Free Bill Pay
  • Free Online eStatements and Notices
  • Free Combined Statements
  • Free Austin Bank ATM & Debit Card
  • Free 24-hour Bank-by-Phone 903-586-2265 or 1-888-758-2265
  • Austin Mobile TM
  • Automatic transfer from savings
  • Discounted interest rate on consumer loans with automatic payment from an Austin Bank account (subject to credit approval)
Customer Care Center