Personal Checking Accounts

East Texas Checking

East Texas Checking offers all the service - plus interest and a combined balance feature to offset monthly service charges

Account features:

- $100 minimum required to open

- Interest accrues on daily balances, pays monthly (see us for current rates)

- Check images included with monthly statement


Other features and balance requirements

- With a combined minimum daily balance of $1,500 in this account, money market, savings or CDs, we'll waive the $10 monthly service charge


Service Excellence Package features include:

- Free Online eStatements and Notices

- Free Combined Statements

- Free basic Austin Bank ATM & Debit Card

- Free 24-hour Bank-by-Phone      (903-586-2265 or 1-888-758-2265)

- Austin Mobile™

- Automatic transfer from savings


Enjoy these other custom benefits

Free Online Banking & Bill Pay

With, the bank is always open. And, paying bills is easy, flexible and secure with Online Bill Pay. Managing your finances is so convenient.

Discounted Loan Rates

Enjoy discounted interest rates on consumer loans with automatic payment from an Austin Bank account

(subject to credit approval)