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Personal Checking

Enjoy free Online Banking and earn interest with East Texas Checking

All the service––plus interest and a combined balance feature to offset monthly service charges
Get started with our East Texas Checking
Minimum to Open
$100.00 Minimum Required to Open

Interest (See us for current rates)
Accrues on daily balances, pays monthly

Enjoy these custom benefits
  • *Service Excellence Package
  • Check images included with monthly statement
  • Free Traveler's Checks (single-signature)
Account features and balance requirements
With a combined minimum daily balance of $1,500 in this account, money market, savings or CDs, we'll waive the $10 monthly service charge

*Service Excellence Package:
  • Free Online Banking at
  • Free Bill Pay
  • Free Online eStatements and Notices
  • Free Combined Statements
  • Free basic Austin Bank ATM & Debit Card
  • Free 24-hour Bank-by-Phone 903-586-2265 or 1-888-758-2265
  • Austin Mobile TM
  • Automatic transfer from savings
  • Discounted interest rate on consumer loans with automatic payment from an Austin Bank account (subject to credit approval)
Customer Care Center