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Personal Banking

Personal Checking Accounts with Online Banking, Mobile Banking & more!

When it comes to checking accounts, you need options. Some people want a simple account, while others want to earn interest and need flexibility. From basic accounts to interest bearing accounts and special benefits, Austin Bank has personal checking accounts and options to meet your needs.

Austin Star Checking

Perfect for everyday banking, for students or as a convenient second account.

Click here for more information about Austin Star Checking account.
  • Only $50 to open an account
  • No minimum balance required
  • Free Online Banking & Bill Pay
  • No monthly service charge
Click here to Apply Now for Austin Star Checking account.

Austin Star Checking Plus

Simply the best account around: maximum interest rates, easy access and superior benefits.

Click here for more information about Austin Star Checking Plus account.
  • Only $100 to open an account
  • Earns Interest1
  • No minimum balance required
  • Free Online Banking & Bill Pay
Click here to Apply Now for Austin Star Checking Plus account.

East Texas Checking

All the service - plus interest and a combined balance feature to offset monthly service charges.

Click here for more information about East Texas Checking.
  • Only $100 to open an account
  • Earns Interest1
  • Monthly fee waived with minimum balance2 3
  • Free Online Banking & Bill Pay
Click here to Get started with East Texas Checking.

Investment Checking

Market-leading interest paid on your checking dollars

Click here for more information about Investment Checking account.
  • $2,500 to open an account
  • Earns Interest1
  • Monthly fee waived with minimum balance2 3
  • Free Online Banking & Bill Pay
Click here to Get started with Investment Checking account.

Austin 50 Advantage

For those aged 50 or better, full banking services with added benefits

Click here for more information about Austin 50 Advantage.
  • Only $100 to open an account
  • Low monthly fee
  • Monthly fee waived with minimum balance2 3
  • Free Online Banking & Bill Pay
Click here to Get started with Austin 50 Advantage.
1 Contact us for current interest rates.
2 Minimum balance requirements vary among accounts. Please view account details for more information.
3 Monthly service fees vary among accounts and may be waived if balance requirements are met. Please view account details for more information.
4 Charges from Fee Schedule for Miscellaneous Services still apply.