Personal Checking Accounts

Austin Star Checking Plus

Austin Star Checking Plus is simply the best account around: maximum interest rates, easy access, and superior benefits

Account features:

- $100 minimum required to open

- Interest accrues on daily balances, pays monthly.
Interest rate determined by account balance and account feature requirements. (see us for current rates)

- Austin Bank will refund up to a total of $30 per statement cycle in fees incurred using another bank's ATM. This includes both the foreign fee charged by the other bank and the additional fee charged by Austin Bank. Refunds are issued only if account requirements are met.

Other features and balance requirements
To enjoy Austin Star Checking Plus:

- Make at least 12 Debit Card transactions per statement period (ATM withdrawals excluded)

- Access your Online Banking account one time per statement period

- Receive monthly statements via online eStatements

- Receive one direct deposit or direct debit per statement period

- Maintain valid email address

- No minimum balance requirement

- Charges from Fee Schedule for Miscellaneous Services still apply


Service Excellence Package features include:

- Free Online eStatements and Notices

- Free Combined Statements

- Free 24-hour Bank-by-Phone      (903-586-2265 or 1-888-758-2265)

- Automatic transfer from savings

- Discounted interest rate on consumer loans with automatic payment from an Austin Bank account (subject to credit approval)


Enjoy these other custom benefits

Free Online Banking & Bill Pay

With, the bank is always open. And, paying bills is easy, flexible and secure with Online Bill Pay. Managing your finances is so convenient.

Free Basic ATM & Debit Card

Our debit card offers a lot of convenience in today's busy world. Austin Bank debit cards eliminate the hassles of check writing, and doubles as your ATM card.

Free Mobile Banking

Enjoy free mobile banking with Austin Mobile™. You can access account information and activity, transfer funds and more - all from your mobile device.