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Personal Checking

Earn interest with our Austin Star Checking Plus Account

Simply the best account around: maximum interest rates, easy access, and superior benefits
Click here to get started with Austin Star Checking Plus
Minimum to Open
$100 Minimum Required to Open

Interest (see us for current rates)

Accrues on daily balances, pays monthly. Interest rate determined by account balance and account feature requirements.

Enjoy these custom benefits
  • *Service Excellence Package
  • Austin Bank will refund up to a total of $30 per statement cycle in fees incurred using another bank's ATM.  This includes both the foreign fee charged by the other bank and the additional fee charged by Austin Bank.  Refunds are issued only if account requirements are met.
Account features and balance requirements -
To enjoy Austin Star Checking Plus:
  • Make at least 12 Debit Card transactions per statement period (ATM withdrawals excluded)
  • Access your Online Banking account one time per statement period
  • Receive monthly statements via online eStatements
  • Receive one direct deposit or direct debit per statement period
  • Maintain valid email address
  • No minimum balance requirement
  • Charges from Fee Schedule for Miscellaneous Services still apply
*Service Excellence Package:
  • Free Online Banking at
  • Free Bill Pay
  • Free Online eStatements and Notices
  • Free Combined Statements
  • Free basic Austin Bank ATM & Debit Card
  • Free 24-hour Bank-by-Phone 903-586-2265 or 1-888-758-2265
  • Austin MobileTM 
  • Automatic transfer from savings
  • Discounted interest rate on consumer loans with automatic payment from an Austin Bank account (subject to credit approval)
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