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Personal Checking

A checking account with all the service & added benefits - try Austin 50 Advantage

For those aged 50 or better, full banking services with added benefits
Click here to get started with Austin 50 Advantage
Minimum to Open
$100.00 Minimum Required to Open

Interest (See us for current rates)

Enjoy these custom benefits
  • * Service Excellence Package
  • Check images included with monthly statement
  • One free order of bankstock checks per year or $5 off regular price of other design
  • Free Traveler's Checks (single-signature)

Account features and balance requirements
With a minimum balance of $100 we'll waive the $5 monthly service charge

*Service Excellence Package:
  • Free Online Banking at
  • Free Bill Pay
  • Free Online eStatements and Notices
  • Free Combined Statements
  • Free basic Austin Bank ATM & Debit Card
  • Free 24-hour Bank-by-Phone 903-586-2265 or 1-888-758-2265
  • Austin Mobile TM
  • Automatic transfer from savings
  • Discounted interest rate on consumer loans with automatic payment from an Austin Bank account (subject to credit approval)
Customer Care Center