AUSTIN BANK PROMOTES CHRIS THOMPSON TO COMMUNITY LENDER

November, 2006

Austin Bank Chairman, Jeff Austin, Jr., announced the recent promotion of Chris Thompson to Community Lender of the Austin
Bank Gilmer office.

Thompson has been with Austin Bank in the Central Loan Division and Loan Administration for almost four years. He has experience as a Teller, Credit Clerk and Loan Administration Assistant.

Thompson is a graduate of Gladewater High School and Kilgore College with an Associate Degree in Accounting. He also attended Stephen F. Austin State University and the Community Bankers Lending School. Thompson and his wife, Betsy, have a newborn
son, Mason.

We invite you to come by the Gilmer office and meet Chris. He will be happy to help you with your loan and deposit needs.

Austin Bank is a community bank with an excess of $770 million in assets. Headquartered in Jacksonville, Texas, Austin Bank serves the needs of East Texas families and businesses at 21 locations in nine counties.

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