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SAVINGS ACCOUNTS

Are you savings for something special? Let Austin Bank help. Open a savings account today and watch your money grow the secure way. Our savings accounts are FDIC insured and feature competitive interest rates.

Money Market Account
Earn interest on an account with limited check writing capability.

Savings Account
A basic savings account Learn More

Young Saver Account
Ideal for minors under 18 years of age Learn More


MONEY MARKET ACCOUNT
Minimum to Open
$2,500.00 Minimum Required to Open
Monthly Fee
$2,500.00 and Above - No Maintenance Fee*
$2,499.99 and Below - $10.00 Maintenance Fee**
Interest Rate
*Set Periodically
**No Interest

• Federal regulations limit this account to six (6) transfers but only three (3) may be payments by check to third parties.
• There will be an excess check charge of $15.00 for each withdrawal after the third.
• Interest will accrue on daily balances $2,500.00 and Above.
• The Interest Rate for balances $2,500, $20,000 and $50,000 and Above are set periodically.

SAVINGS ACCOUNT
Minimum to Open
$100.00 Minimum Required to Open
Quarterly Fee
$100.00 and Above - No Maintenance Fee
$99.99 and Below - $5.00 Maintenance Fee
Transaction Limits Apply
Interest Rate
Set Periodically

* Savings accounts are allowed six (6) “In Person” withdrawals per quarter at no charge. Each additional withdrawal per quarter is $3.00 each.
*Unlimited ATM withdrawals. ATM access is available by linking your savings account to the Austin Bank Check and ATM card for your checking account. Austin Bank Check and ATM cards cannot be issued to customers who have only a Savings Account.
* Federal regulations limit online banking transfers between accounts/Bank by Phone Transfers/Overdraft Sweeps to six (6) per month. Only three (3) may be to a third party.
* Interest accrues daily and is paid quarterly.

YOUNG SAVER ACCOUNT
Minimum to Open
$50.00 Minimum Required to Open
($10.00 Min. with a family relationship)
Quarterly Fee
No Maintenance Fee
Transaction Limits Apply
Interest Rate
Set Periodically

• Ideal for minors under the age of 18.
• See SAVINGS ACCOUNT disclosure above for account terms and conditions.