Download Checking and Savings Brochure

FREE CHECKING PLUS
Simply the best account around: maximum interest rates, easy access, and superior benefits

Minimum to Open
$100.00 Minimum Required to Open

Interest (See us for current rates)
Accrues on daily balances, pays monthly. Interest rate determined by account balance and account feature requirements.

Enjoy these custom benefits
* Service Excellence Package
+ Free ATM use, Austin Bank will refund all ATM fees

Account features and balance requirements
To enjoy Free Checking Plus:

• Make at least 12 Debit Card transactions per statement period (ATM withdrawals excluded)
• Access your Online Banking account one time per statement period
• Receive monthly statements via online eStatements
• Receive one direct deposit or direct debit per statement period
• Maintain valid email address
• No minimum balance requirement
  
  

AUSTIN EXTRA™ CHECKING
Full banking services plus valuable money-savings advantages, extra convenience
and security benefits

Minimum to Open
$100.00 Minimum Required to Open

Interest (See us for current rates)
N/A

Enjoy these custom benefits
* Service Excellence Package
+ Check images included with monthly statement
+ One free box of checks per year
+ Eyewear and eye care savings
+ Preferred prescription pricing at local pharmacies
+ Rebates up to $40 per year on everyday purchases
See full Austin Advantage® benefits

Account features and balance requirements
One flat fee of $10 per month regardless of balance



THE EAST TEXAS CHECKING ACCOUNT
All the service––plus interest and a combined balance feature to
offset monthly service charges

Minimum to Open
$100.00 Minimum Required to Open

Interest (See us for current rates)
Accrues on daily balances, pays monthly

Enjoy these custom benefits
* Service Excellence Package
+ Check images included with monthly statement
+ Free Traveler's Checks (single-signature)
+ Six money orders monthly (no fee)

Account features and balance requirements
With a combined minimum daily balance of $1,500 in this account, money market, savings or CDs, we'll waive the $10 monthly service charge



INVESTMENT CHECKING
Market-leading interest paid on your checking dollars

Minimum to Open
$2,500 Minimum Required to Open

Interest (See us for current rates)
Accrues on daily balances, pays monthly. Interest rate determined by account balance.

Enjoy these custom benefits
* Service Excellence Package
+ Check images included with monthly statement

Account features and balance requirements
With a minimum daily balance of $2,500, we'll waive the $15 monthly service charge




AUSTIN 50 CHECKING
For those aged 50 or better, full banking services with added benefits

Minimum to Open
$100.00 Minimum Required to Open

Interest (See us for current rates)
N/A

Enjoy these custom benefits
* Service Excellence Package
+ Check images included with monthly statement
+ One free order of bankstock checks per year or
$5 off regular price of other design
+ Free Traveler's Checks (single-signature)

Account features and balance requirements
With a minimum balance of $100 we'll waive the $5 monthly service charge



FREE CHECKING
Perfect for everyday banking, for students, or as a convenient second account

Minimum to Open
$50.00 Minimum Required to Open

Interest (See us for current rates)
N/A

Enjoy these custom benefits
* Service Excellence Package

Account features and balance requirements
• No minimum balance required
• No monthly service charge



*SERVICE EXCELLENCE PACKAGE

• Free Online Banking @ www.austinbank.com
• Free Bill Pay
• Free Online eStatements and Notices
• Free Combined Statements
• Free Austin Bank ATM & Debit Card
• Free 24-hour Bank-by-Phone • 903-586-2265 or 1-888-758-2265
• Automatic transfer from savings
• Discounted interest rate on consumer loans with automatic payment from
  an Austin Bank account (subject to credit approval)

Customer Care Center
1-800-644-9275, ext. 2222
email: customercare@austinbank.com