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From free accounts, to interest accounts with benefits, Austin Bank has personal checking accounts and options to meet your needs.

Personal Checking Accounts with Online Banking, Mobile Banking & more!

When it comes to checking accounts, you need options. Some people want a simple account, while others want to earn interest and need flexibility. From basic accounts to interest bearing accounts and special benefits, Austin Bank has personal checking accounts and options to meet your needs.

Free Checking

Perfect for everyday banking, for students or as a convenient second account.

Click here for more information about our Free Checking account.
  • Only $50 to open an account
  • No minimum balance required
  • Free Online Banking & Bill Pay
  • No monthly service charge
Apply Now for our Free Checking account.

Free Checking Plus

Simply the best account around: maximum interest rates, easy access and superior benefits.

Click here for more information about our Free Checking Plus account.
  • Only $100 to open an account
  • Earns Interest1
  • No minimum balance required
  • Free Online Banking & Bill Pay
Apply Now for our Free Checking Plus account.

Austin ExtraTM Checking

Full banking services plus valuable money-saving advantages, extra convenience and security benefits.

Click here for more information about our Austin Extra Checking account.
  • Only $100 to open an account
  • Low monthly fee
  • Custom account benefits
  • Free Online Banking & Bill Pay
Apply Now for our Austin Extra Checking account.

East Texas Checking

All the service - plus interest and a combined balance feature to offset monthly service charges.

Click here for more information about our East Texas Checking account.
  • Only $100 to open an account
  • Earns Interest1
  • Monthly fee waived with minimum balance2 3
  • Free Online Banking & Bill Pay
Apply Now for our East Texas Checking account.

Investment Checking

Market-leading interest paid on your checking dollars

Click here for more information about our Investment Checking account.
  • $2,500 to open an account
  • Earns Interest1
  • Monthly fee waived with minimum balance2 3
  • Free Online Banking & Bill Pay
Apply Now for our Investment Checking account.

Austin 50 Advantage

For those aged 50 or better, full banking services with added benefits

Click here for more information about our Austin 50 Advantage account.
  • Only $100 to open an account
  • Low monthly fee
  • Monthly fee waived with minimum balance2 3
  • Free Online Banking & Bill Pay
Apply Now for our Austin 50 Advantage account.
1 Contact us for current interest rates.
2 Minimum balance requirements vary among accounts. Please view account details for more information.
3 Monthly service fees vary among accounts and may be waived if balance requirements are met. Please view account details for more information.
 
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Austin Bank and its Subsidiaries are licensed
by DTC under U.S. Patent Nos. 5,910,988 and 6,032,137.